earn money online

How to keep-up cash flow in your day to day life

We all wish to live comfortably without any worries buying the latest stuff that is made to look indispensable to us from a 5G Smartphone, light & powerful laptop, fast & powerful bike, a spacious cool car, even a swanky looking luxurious house to be happy. But not all of us are born in wealth, are child prodigies or make all the right decisions to get there immediately after our studies. But that doesn’t mean that we cannot but have a undergo a rather vigorous journey to get there. Your starting point can be absolutely anything say a person who could not complete their studies, someone who took into the wrong choice for their career, one who is stuck in a dormant job, or even a person who doesn’t have the situation to work their way out. Again there are many ways to do it as well but one such is to start keep-up cash flow in your day to day life & finally go towards the path of positive and progressively growing cashflow.


Sounds pretty complicated, it really isn’t as a more simple way of saying the above is to keep up with a Budget and increase your savings to make it grow exponentially. Now, did it seem to make sense, anyway let’s keep discussing it in the lines of the term Cash flow itself! Just as a Business has cost, revenue and profit in our day to day lives, it can be termed as Earning, Expenses and Savings. 


All the events or things helps you to earn will be termed as Cash Inflow and similarly, all activities or events that make you spend will be termed as Cash Outflow. At the end of the day, the Cash you will have after Inflow and Outflow is termed as Cash Netflow. What you need to do start with is to always maintain a positive Cash Netflow on a fixed period basis like say a month meaning have money left over to Save. This is how you can keep up Cash flow in your life and the other way is not possible as then you will owe money to others. 


Now, as per the understanding of the above process, you can be certain that your Cash Inflow needs to be more than your Cash Outflow. To do the same one you need to be earning well enough from your job or business or primary income source. But that is the ideal situation as firstly our expenses keep changing from time to time and our lifestyle is relative to how much one earns, thereby unless your there is a good positive Cash Netflow end of the month you need to look at some additional ways to do it. By additional ways, we mean means increasing your Inflow or income sources that can even be passive or small but in the end, they do help significantly.


Let’s check out some simple and easy yet effective ways to have a Net Positive Cash flow in your day to day life:

Remote work flat funny composition with successful freelancer on sofa with laptop bathing in money Free Vector

Maximizing the use your Skills from your Primary Income to Freelance:

When your workload is low on weekdays and making at least one day of the weekend productive by just doing the same bunch of activities you would at work instead for someone else is Freelancing. You may make pretty less in the start but as your work gets better recognised by clients, you can expect a huge alternate Cash Inflow. 

Spending a portion of your free time to Earn Passive Income:

If you’re the one who’s got a tight schedule already making it difficult to work on other things, just spend some of your free time productively on instant earning opportunities such as taking paid Surveys for some time daily or weekly. On a periodic completion basis, this small Cash Inflow can become rather significant on a month’s average.

Social media marketing concept style Free Vector

Exploiting your Profile Assets such as your Network to Influence:

Some ways you can get a Cash Inflow are from sources and activities that may outright not seem like a form of work itself. Like when you scroll through your list of contact, Facebook friends, Linkedin Connections or Instagram followers, you may finally realise that you have enough to Influence by tying up with Brands for their promotion getting you a good alternate Cash Inflow.

People making money from referral concept illustration Free Vector

Making every appropriate Conversation or Sharing thoughts to a Referral Opportunity:

As a responsible shopper, tech geek or just someone with good taste you may often have questions from others like where you bought something, what should they get or even take you along for some shopping. Since everything is available online, so is a way to refer them to that service and be rewarded for that. There are stores which give you long term rewards as well, helping you with some Cash Inflow indirectly.  

Creative illustration of cashback concept with phone Free Vector

Getting the most out of your fulfillment of daily needs:

Introspection is the first step to solve anything and so is the problem of how to keep-up cash flow in your day to day life. Start with analyzing your Cash Outflow to see if you’re spending right and if there are ways to optimize it such as ordering in bulk, saving delivery costs, shopping during Sale, using coupons and finally getting Cashback on all orders as that will get you a perpetual Cash Inflow for every Outflow that you make.


Implementing some of the above ways in your day to day life, you can definitely expect to become Cashflow positive and get to a High net worth individual one day! 

How to complete Yuno surveys, are they legit and safe?

Are there any real online surveys that pay?

As we have seen in the previous blog, surveys are a form of market research that all companies need to extract periodically as per regulations. Thereby, companies and brands work with Market Research Agencies to have these Surveys designed most effectively. These are then sent to various websites that hosts these surveys to reach the people meeting the required profile. Yuno is one such Survey site which we will discuss in detail now.

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What is yuno?

 Yuno is one great Surveys website that gets you multiple high rewarding Surveys that pay cash when working with it’s partners like Vishumoney. 

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How does Yuno work?

Yuno Surveys is a site that works with multiple Market Research Agencies to deliver the insights that the Companies and Brands require in designing their products and services. 

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How is Yuno different from other survey websites?

Yuno Surveys doesn’t just cater to the needs of the Market Research companies it is directly tied up with, but also works with other Surveys sites to deliver the needs of their clients thereby acting as a Gateway to all the major Surveys available for the Public. Not just that6, Yuno Surveys provides it’s Rewards in the form of real money to it’s partners who in turn reward it’s users with cash that can be utilised immediately unlike other Survey sites. 

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Is yuno survey legit?

Yuno Surveys are 100% legitimate as they maintain the highest standards of data protection, adhering to all international and local regulation where they function and give complete access to the user to delete their data, profile, account when required by them.

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Why did I not qualify for a survey?

Each survey has a specific target audience in mind and to find out if you match the same some qualification questions are asked like DOB, AGe, City you live in, industry you work in etc. It is vital that you give genuine details as there maybe multiple checks to verify the same and if found to provide an incompatible answer you may be sent out of the Survey.

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Is there a maximum amount of surveys I can do per day?

If you were taking surveys directly from a Survey site, then most take your profile details first and then show a few surveys that you may be eligible for, hence that would be the limit. But by doing Yuno Surveys on Vishumoney, as long as you provide genuine details, there is no limit to the number of Surveys you could try or complete in a day.   

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What are the disadvantages of online survey?

Surveys especially on Yuno are a great way to earn money online. But it is important to note that they can be slightly time consuming and mainly reward you only if you complete it. So if you leave your focus and answer anything that you have properly read, non genuine or contradicting your earlier responses, you may be sent out of the Survey without any rewards. 

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How will I receive my reward?

As we know, Survey sites are authorized to give rewards to users who complete surveys in the form of vouchers, gift cards, money etc. But not all these Survey sites are good in giving you high rewarding Surveys, many of them to complete or give rewards in the most convenient form that you want, surveys that pay cash.

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What survey app pays the most?

Vishumoney aims to provide the most rewarding avenues for our users to earn, save and win money online. Thereby after reviewing with most Survey sites, it was concluded that Yuno Surveys are one of the highest paying Survey sites. 

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Hence we are glad to be associated with Yuno Surveys to provide Vishumoney users with unlimited Survey opportunities with highest rewards, Bonus and more… Click Here to Start

A Step-by-Step Guide to Watching Videos and Earning Money Online

Ever since I graduated from college, I was aware that there were ways to earn money online. The startup bubble had made its presence felt and there were more arenas than ever to make money online. So, like any reasonable fresh out of college guy, I dove deep to find ways to earn money online in India.”

How I became a believer in watching ads for money?

When I started, there was no guide to find out the best ways to earn money online in India. I first started off with a blog that I wanted to monetize but got weary of the effort required to keep it afloat. This led me to switch to YouTube and other platforms that promised money. As time went by I lost interest and stopped posting and updating them.

After some introspection, I found that I did not bother enough to put an actual effort. I wanted something simpler, easier and guaranteed earning no matter what. This led me to discover the amazing platform of Vishumoney to watch and earn online.

Who can watch and earn online?

We all watch videos most of the time on our mobiles and tablets. At this point, it has become a part of our lives but now you can earn from this as well. Anyone who has an active internet connection, an Android device that supports the Vishumoney app, and time can make money online. Users can be school students looking for pocket money, college graduates using free time and even adults.

Watch and Earn from Vishumoney is a proven and tested way to earn money online in India. The Vishumoney App provides plenty of ways to get cashback and discount on your buy. The most popular section is the Watch and Earn section which gives you money for every video that you view. You can download the app by clicking here

How does it work?

That is the funny part; it is actually a very simple concept. All you have to do in Vishumoney Watch and Earn is to watch video ads and gain points from them. Each ad viewed carries a 10 point addition to your account. Once you reach 500 points, you can trade them for actual money. This is an easy and fun way to earn money online in India, without much effort and zero investments. Amazing right! Let me break it down for you.

Here are the steps to go about:

  • Step 1: Start by downloading the Vishumoney App

Let me introduce you to the Vishumoney App, from which you can watch and earn. This app helps the users to save money and make money by participating in its activities. New and useful, this App has games, quizzes, surveys, and the best part – its Watch and Earn section.

  • Step 2: Creating an account

You can get the best out of the app with an account. While you sign up for an account, you also get an online wallet to store all your points and money earned. The Watch and Earn would only be possible with a personal account in the app. It also gives you exclusive access to offers and discounts every day of the week.

  • Step 3: Discover the excitement of Watch and Earn

Earning from watching ads has never been this easy. All you have to do is to go to options and click on Instacash. From the options below choose, ‘Watch and Earn’ to start the ads. Every time an ad is complete, you earn 10 points. You can earn up to 500 points in a day. You can repeat daily to gain more points that you can convert into money.

  • Step 4: Start earning Cash from videos watched

As you accumulate points from ads viewed, you can exchange this into real money. Every 500 points have an exchange value of 300 quiz points. When you have 500 Quiz points you can exchange it for the value of Rs 5. Every 500 quiz points redeemed daily can give you an amazing way to make money online easy!

  • Step 5: Build a successful online source of income

The process of saving points and changing it into real money will give you amazing long term income. As it does not need any prior investments or have any restrictions, anyone can make money this way. Watching the ads and earning money online with Vishumoney has made making money online simple. The app is also rated as one of the best apps to earn money for Android and supports Paytm as well.

So, I urge you to start earning money online and consider making passive income a possible reality.

How to Earn Money Online Without Paying Anything – Top 10 Sites

We all have some time apart from our daily routine of school, college, work or household chores that we nowadays spend being online. It is so engrossing that sometimes we don’t even see the time pass by & miss out on our important work. While most may spend hours on Facebook, Instagram or Snapchat some of us may browse to find ways we can spend this time productively.

 So we are here to tell you how you can spend your time doing things that you want & get to earn real money from the best sites in India.

1. Fiverr.com

Do you have a hobby or skill that you wish could make money out of. Like creating logos or animation, make professional sounding voice overs, teach business or coding or any other service, Fiverr is the best site to earn from it. With a simple Sign up process & easy service selections, you can be live to take assignments in minutes. There are no registration charges & you can specify the tariff for your service. Any individual, small company to a big brand may contact you through your account & specify their requirements. On completion & submission, you are paid with no hassles. They send you 80% of the transaction amount which is the only deduction.

Avg Monthly Earning Potential – Rs.2500 (from 5 assignments)*

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2. Upwork.com

If you were working full time before & had to stop or have been freelancing & are looking for better projects, then Upwork is for you. With innumerable opportunities to get freelance work, the limitation is your ability to do more. All your work is monitored to prevent any hassles by their software to ensure you are paid timely. There are no charges to sign up but they deduct a small portion of your pay with respect to the amount you earn from the hirer. So if you’re current lifestyle limits you to go to work in an office, then bring the office to your home with Upwork.

Avg Monthly Earning Potential – Rs.5000 (from 5 projects)*

3. thePanelStation.com

This is a website where once you’re signed up, based on your profile just need to take surveys & answer them genuinely. Based on your responses being evaluated you earn points that you need to accumulate. On reaching a minimum threshold you can redeem those points in many ways from Paytm cash to Flipkart or Amazon gift cards as per your choice. Based on their requirement you may get a couple of surveys to many in a week. This way you can use your time in a relaxed yet productive manner.

Avg Monthly Earning Potential – Rs.500 Gift Card (Taking 100 surveys)*

4. Vishumoney.com

A fairly new entrant in the list, this site has become the go-to for Earning money doing simple tasks. A user is greeted with welcome rewards immediately on Sign Up & is enabled to earn real money that can be used to recharge, pay bills or transfer it to their Paytm wallet. These tasks are of many types like installing & trying new apps or services, taking surveys or participating in contests. There is something for everyone & anyone can earn a healthy amount every month just spending a few mins daily. Not only that, they feature exclusive coupons which when redeemed the user earns cashback. They are also tied up with top stores so you can get any product at the best price & earn the highest cashback. So anytime one needs to do anything online, stopping by at vishumoney.com & doing the same yields them the highest benefit.

Avg Monthly Earning Potential – Rs.3000 (spending 10 mins daily)*

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5. Youtube.com

While we all love to spend hours binge-watching videos be it about puppies, movie reviews to stand up shows ever wondered if they earn anything off it. Well, they certainly do & it has been the portal for budding actors to directors showcase their talent to get discovered. To create a channel & shoot some videos of what you feel that people would see so that once you hit a thousand or more views, you start earning with their ads & other promos shown to viewers while they see your videos.  

Avg Monthly Earning Potential – Rs.1500(from 3000 views)*

6. Toluna.com

Another survey website that has your opinions heard on brands & services relevant to you. Here you earn points for every survey completed that can be redeemed for gift cards or Paytm cash. They also run daily & monthly contests wherein you can earn more points. While it is fun & interesting to participate in their surveys, it may take a while to earn those points that you can redeem & hence is not instant.

Avg Monthly Earning Potential – Rs.500 Gift Card (Taking 80 surveys)*

7. Empowr.com

In this site you can earn by sharing your unused things, providing services or using social media to post & market a few products all in one place. An advanced concept that will essentially reduce the need to manufacture more unnecessary products while providing simple ways for us to earn doing tasks in the real world or online in social media. Though it’s in the beta launch phase, you can join now & start earning money. Not just that, if you need an item from a tool to an accessory for a short period you can rent it at unbelievably low costs & save huge not buying it.    

Avg Monthly Earning Potential – Rs 2000(Doing 10 errands)*

8. listverse.com

If you love reading stuff online, be it a blog, news, latest gossip or others & have read so much that you would like to pen done some stuff. Well, then content writing will aid you to develop your passion & help you earn out of it. Start with this site where the content required is simple & straightforward but has to be trendy meeting their needs. You can look up some other sites offering a similar program to write & earn.

Avg Monthly Earning Potential – Rs 5000(Getting two articles published)*

9. Hiresine.com

Work in the comfort of your home with your pc or laptop doing small micro jobs online from typing to graphic designing. If you have a knack for a particular skill & wanted to know where you can showcase & earn from Hiresine is a relevant website for you. Their pay is competitive with wages meeting the US standards of hourly wages as per the skill is chosen to exhibit. With a simple registration process, apply for a relevant opportunity after ensuring you meet their requirements & you are set to earn on your terms & needs.

Avg Monthly Earning Potential – Rs 4000(Completing 30 micro-jobs)*

10. Clixsense.com

Fancy a website where you can spend hours giving surveys, doing tasks or just playing games? Then check out Clicksense.com with surveys from multiple sites offered in one place. You can earn good money if you become eligible to give their survey as each one has different requirements & if you don’t meet it, you don’t earn any money. They also offer simple contests but have ads that you need to compulsorily view so that you can participate. Overall an interesting site where you can spend time in & maybe make some money.

Avg Monthly Earning Potential – Rs 1000 Paytm Cash (Finishing 90 click tasks)** are estimated & may vary from person to person.

Hope some of these options entice you to not just spend time online on browsing stuff but earning BIG from it.

5 Steps for Saving and Earning Money Online in 2018

Finally, the New year is here embarking the first step of the year 2018. The joy, enthusiasm and adrenaline rush will last at least another week even though it’s been almost five days of 2018 gracing our life, changing the calendar. Every year we make many resolutions where most meet their unfortunate death even before the first month ends.

But still there are a few resolutions that we try hard to keep alive and that is a  promise to be physically and financially fit. Though being physically fit is a resolution that is quite achievable but financial fitness is something that is ready to give nightmares to us at any time of our lives. A simple question; Is financial smartness really that difficult, as the resolution becomes a long-forgotten tale by the mid of the month itself?

Well, we have the answer and it’s a big ‘NO’, it’s not that difficult. Rather than repeating the story of haphazardly managing the finances for yet another year, we have accumulated 5 simple steps to embark the journey towards a better financial future.

clearing all debts

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1. Clearing all debts:

With the rise in debts in India in the year 2017, the effects on the finances of a common man are not good and are extremely harsh. “Household debt in India has reached a record level in 2017”, which is not good if believed the financial pundits.

There’s a famous line said by Tyler Gregory― “Stop being chained down by bad credit there’s always a key to set yourself free…”

And at VishuMoney, we have got that key. Try clearing all the debts as soon as possible and if that is not possible (which is a reality in most cases), then try getting help from certain financial institutions who can help in reducing the interest cycle. Sounds unbelievable? Check out Loan section in VishuMoney for more information.

Save, save, save.

As said by Wayne W. Dyer- “If you want to be financially independent by the time you’re 30 years old, pay yourself first, by keeping aside a part of it.”

When it comes to saving, we all have heard money-saving tips like, “keep a part of paycheck separate”. Though a piece of good advice is not always feasible. We all have struggled with this tactic and the only reason we fail is that we splurge on our shopping cart. No need of denying it because we all know it’s true. So we have brought the ultimate solution to hold the reins of splurging shopping cart.

Money Saving Tips
Money-Saving Tips

2. Save A Lot:

When we say saving is the new happiness, we mean it. Use coupon codes, discounts, and vouchers while shopping online. Shopping online is always better than running to the brick and mortar store as it not only saves lots of your time but it as well saves your hard-earned money as some kind of offers and sales are always running on one or another platform. If you are not updated with the information that which platform is offering what offers, let VishuMoney help you out. At VishuMoney almost all top types of stores and platforms are listed with the current offers running along with offers being offered by VishuMoney. Don’t believe? Go and check it out yourself.

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3. Use the power of Cashbacks:

What could be more fun than to get back a part of the amount spent on shopping? By the time you recover from the joys of additional discounts from VishuMoney and check out your cart, another happiness will be already knocking at your door. The happiness of additional cashback that can be used for another shopping spree.

Earn more

This line would astonish you but what can be a better way to be financially secure than to earn more than what you are earning currently. Yeah, yeah, I know I am sounding ridiculous and who would have missed a chance of earning more, if they got one. The truth is we all miss these opportunities, as the amount of time we spent on internet surfing can be easily put to better use for earning money fast. There are many ways to earn online.

4. Earn some instant cash for instant recharge or small bill payments:

For every site you visit, a new app you use, you could be paid but the only reason you don’t get paid is that you don’t know you deserved to be paid. Visit the Earn Money section of VishuMoney and you would be shocked that for every activity undertaken by you, can help you make money online.

Earn Instant Cash
Earn Instant Cash


5. Discover a never-ending income source always in your reach:

We all spend hours browsing through our news feed on Facebook, and each of us would be having at least 200 friends or more there. The question is why not make better use of these many friends?

Earn Endless Money
Earn Endless Money

Through the promote to earn section on VishuMoney, you can get a second paycheck every month. To get your paycheck, all you need to do is share a product or service that you like or have already used in the past with your social group asking them to use it. Get as many users as you can within seven days and your rewards will be credited to your account within 3-4 weeks time. Keep promoting every day and you have got an additional job online with a constant paycheck that never stops flowing.

Follow these steps to start your journey today and VishuMoney will be delighted to be your partner on this journey.

To know more, sign-up with our newsletter, like us on FacebookTwitterLinkedinGoogle PlusPinterest and follow us on Instagram and because we promise you that we have lots of sweet surprises awaiting you in future as we had once sailed in the same boat as you are in now.

Lip Smacking Opportunities to Save Big, Earn Smart

Online shopping and earning online have emerged as the hottest topic especially among youths. When it comes to online shopping, more than hundreds of websites have taken up space on the internet providing products at various prices. The most frustrating task that we all face is to choose the best one among all. The comparison between prices, looking for vouchers and coupons to reduce the cost of the shopping cart without removing any product from it and making the most out of shopping is equal to getting a migraine to any sane person. The dilemma doesn’t end here, we all keep looking for opportunities to make some extra bucks. Well, who can say ‘NO’ to some extra income, because money is never unwanted or goes to waste. The need for money is never-ending but to make a side income you don’t just need a computer with an internet connection, but thorough research is equally important.

Issues Faced By All

Similar to every youth, I always felt that my pay is not enough to take care of all my needs and because of that I started looking ways to earn money online but for that, I didn’t have any option than to start from scratch. Once I started, I had no idea where to start from or which site to join in order to get desired results. Being a newbie that I was, I faced many ups and downs, had become a victim of many scam sites and even earned thousands of rupees online.

In the days of my struggle, jumping from one website to another, I learned the struggle of every individual who was just looking for ways to save their money along with making some extra cash on the side without making a fool out of themselves.

These struggles and dilemmas inspired me to introduce a platform that is completely legitimate, where the customers won’t feel cheated and will be able to save big on their shopping irrespective of the shopping portal they are using along with having options to make some extra money on the side. Finally, I was able to make my dreams turn into reality and named it as VishuMoney.

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What Is VishuMoney?

If just like all, you are also thinking that what is Vishumoney then let’s take a quick safari into the wondrous world of Vishumoney. VishuMoney is a platform that joins shopping and earning into a single domain. Here you can find two sections:

  1. Shop and earn
  2. Explore to earn

Shop and earn is the place where you can find more than 2000 stores listed and can choose the one best suiting your needs. Apart from the list of stores, you can even find coupons, vouchers and offers that reduce the cost of the shopping cart without forcing you to remove any item from the cart. The two additional benefits of this section are that it saves the memory space in your phone and system as you no longer need to install each product individually as well with each shopping getting some cashback is guaranteed.

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The next section solves the problem of online earning. It provides you with opportunities to make some instant cash either by finishing some tasks such as taking up some surveys, installing any app, watching a video, etc or by referring any service available on VishuMoney to your near and dear ones.

In my days of need, I had yearned on one platform which wouldn’t turn out to be a total scam and can solve all my problems but unfortunately found none. But now is the chance to know that there is a platform out there that can solve out your problems without taking advantage of your wishes.

To know more, sign-up with our newsletter, like us on FacebookTwitterLinkedinGoogle PlusPinterest and follow us on Instagram and because we promise you that we have lots of sweet surprises awaiting you in future as we had once sailed in the same boat as you are in now.